Prospect Lending - Your Mortgage Solution

You deserve a smooth home loans experience. Start the application process with Prospect Mortgage and find out how easy it can be to secure a mortgage or refinance your current loan.

APPLY NOW >

For inquiries about home loans or to discuss your options with a reputable mortgage provider, call Prospect Mortgage Company at (877) 665-5515. Whether you're looking to refinance or secure a new mortgage, we're here to help.

Prospect Lending - Your Mortgage Solution

You deserve a smooth home loans experience. Start the application process with Prospect Mortgage and find out how easy it can be to secure a mortgage or refinance your current loan.

APPLY NOW >

FEATURED LOAN PRODUCTS

Qualify with either bank statements (personal or business), 1099 or P&Ls. No tax returns required!

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Ideal for doctors/nurses within 10 years of the start of their profession in a qualified field.

Qualify with either bank statements (personal or business), 1099 or P&Ls. No tax returns required!

Learn more

Primary residence, second home, or investment properties. No income docs!

Qualify with either bank statements (personal or business), 1099 or P&Ls. No tax returns required!

Qualify based on the cash-flow of the rental property. No other income docs required.

Learn more

Qualify based on the cash-flow of the rental property. No other income docs required.

Qualify with either bank statements (personal or business), 1099 or P&Ls. No tax returns required!

Qualify based on the cash-flow of the rental property. No other income docs required.

Learn more

Up to 90% LTV including construction funds! Fund your next fixer project in under 10 days.

Learn more

Ideal for First-time homebuyers, first responders, educators, civil servants, and more.

Up to 90% LTV including construction funds! Fund your next fixer project in under 10 days.

Learn more

Have a low interest rate on your 1st mortgage? Get a Home Equity Loan in as fast as 5 days!

Learn more

A great option to live in your dream home without dealing with Riba/interest.

Learn more

Outdoor patio with cozy seating and fireplace, text about loan types offered.

When considering home loans, you have various options including Conventional loans with either fixed or adjustable rates, FHA loans with down payment assistance available, and VA loans. For those who are self-employed, bank statements or profit and loss statements can be used to qualify. There are also loans available that require no income or employment documentation, such as 'DSCR' Debt-Service-Coverage-Ratio Loans and asset depletion loans. Foreign nationals can explore specific foreign national loans or ITIN borrower loans. If you need quick financing, bridge loans, whether short or long term, can be an option. For home improvement projects, renovation loans and fix 'n flip loans are available, while construction loans cater to new builds. If you're looking to purchase a vacant lot, vacant lot loans can help. Hard money or private loans offer alternative financing solutions, and a 'HELOC' home equity line of credit can provide additional funds based on your equity. Additionally, we offer commercial loans and SBA loans to suit your business needs. If you're considering refinancing your existing mortgage, our team at Prospect Mortgage Company can guide you through your options.

Prospect Lending, Inc.

11140 Los Alamitos Blvd #201, Los Alamitos, CA 90720

877-665-5515

Prospect Lending | NMLS ID: 2616050 | Licensed by the California Department of Real Estate (DRE), DRE Lic number 02243237.
Equal Housing Lender. We do not discriminate on the basis of race, color, religion, national origin, sex, marital status, age, or public assistance income.
Rates and terms are subject to change without notice. This website is for informational purposes only and does not constitute a loan offer or financial advice.
Loan approval is subject to underwriting guidelines and credit qualification.
Use of this site or its tools does not guarantee loan eligibility.
Personal data is handled in accordance with our Privacy Policy.
Verify our license at nmlsconsumeraccess.org.

Prospect Lending - Your Mortgage Solution

Prospect Lending - Your Mortgage Solution

FEATURED LOAN PRODUCTS

Qualify with either bank statements (personal or business), 1099 or P&Ls. No tax returns required!

Qualify with either bank statements (personal or business), 1099 or P&Ls. No tax returns required!

Qualify with either bank statements (personal or business), 1099 or P&Ls. No tax returns required!

Ideal for doctors/nurses within 10 years of the start of their profession in a qualified field.

Qualify with either bank statements (personal or business), 1099 or P&Ls. No tax returns required!

Qualify with either bank statements (personal or business), 1099 or P&Ls. No tax returns required!

Primary residence, second home, or investment properties. No income docs!

Qualify with either bank statements (personal or business), 1099 or P&Ls. No tax returns required!

Qualify based on the cash-flow of the rental property. No other income docs required.

Qualify based on the cash-flow of the rental property. No other income docs required.

Qualify with either bank statements (personal or business), 1099 or P&Ls. No tax returns required!

Qualify based on the cash-flow of the rental property. No other income docs required.

Up to 90% LTV including construction funds! Fund your next fixer project in under 10 days.

Up to 90% LTV including construction funds! Fund your next fixer project in under 10 days.

Ideal for First-time homebuyers, first responders, educators, civil servants, and more.

Up to 90% LTV including construction funds! Fund your next fixer project in under 10 days.

Have a low interest rate on your 1st mortgage? Get a Home Equity Loan in as fast as 5 days!

A great option to live in your dream home without dealing with Riba/interest.

Reviews

Let's Connect

Send Us A Message

Prospect Lending - Your Mortgage Solution

Prospect Lending - Your Mortgage Solution

FEATURED LOAN PRODUCTS

Qualify with either bank statements (personal or business), 1099 or P&Ls. No tax returns required!

Qualify with either bank statements (personal or business), 1099 or P&Ls. No tax returns required!

Qualify with either bank statements (personal or business), 1099 or P&Ls. No tax returns required!

Ideal for doctors/nurses within 10 years of the start of their profession in a qualified field.

Qualify with either bank statements (personal or business), 1099 or P&Ls. No tax returns required!

Qualify with either bank statements (personal or business), 1099 or P&Ls. No tax returns required!

Primary residence, second home, or investment properties. No income docs!

Qualify with either bank statements (personal or business), 1099 or P&Ls. No tax returns required!

Qualify based on the cash-flow of the rental property. No other income docs required.

Qualify based on the cash-flow of the rental property. No other income docs required.

Qualify with either bank statements (personal or business), 1099 or P&Ls. No tax returns required!

Qualify based on the cash-flow of the rental property. No other income docs required.

Up to 90% LTV including construction funds! Fund your next fixer project in under 10 days.

Up to 90% LTV including construction funds! Fund your next fixer project in under 10 days.

Ideal for First-time homebuyers, first responders, educators, civil servants, and more.

Up to 90% LTV including construction funds! Fund your next fixer project in under 10 days.

Have a low interest rate on your 1st mortgage? Get a Home Equity Loan in as fast as 5 days!

A great option to live in your dream home without dealing with Riba/interest.

Reviews

Let's Connect

Send Us A Message

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