Disclaimers

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1. General Disclaimer

The content provided on this website is for general informational purposes only and should not be considered financial, legal, or professional advice. For advice tailored to your specific situation, please consult with a licensed financial advisor or legal professional.

2. No Guarantee of Loan Approval

Submission of information through this website does not constitute a loan application or an offer of credit. Mortgage loan approval is subject to underwriting guidelines, including but not limited to credit score, income verification, property eligibility, and other lending criteria.

3. Rates and Terms Subject to Change

Interest rates and loan terms advertised or mentioned on this site are subject to change at any time without notice. We strive to maintain current and accurate information; however, final rates and terms are determined at the time of application and subject to lender approval.

4. California Licensing and Regulatory Information

Prospect Lending is a California-licensed mortgage broker. Licensed by the California Department of Real Estate (DRE), DRE Lic number 02243237.
NMLS ID: 2616050
You can verify our license by visiting www.nmlsconsumeraccess.org.

5. Equal Housing Opportunity

Prospect Lending is an Equal Housing Lender. We are committed to compliance with all federal and California fair lending laws. We do not discriminate against any applicant based on race, color, religion, national origin, sex, marital status, age, or the receipt of public assistance income.

6. Third-Party Links

This website may contain links to third-party websites for your convenience. Prospect Lending does not control or endorse the content, policies, or accuracy of external sites and assumes no responsibility for them.

7. Privacy and Security

We take your privacy seriously. Any personal information collected through this website is used solely for the purpose of providing mortgage-related services and is handled in accordance with our Privacy Policy. We implement security measures to protect your data, but transmission over the internet is not completely secure.

8. Use of Calculators and Tools

Any mortgage calculators or other tools provided on this site are for estimation purposes only. Results are not guaranteed and do not constitute a quote or offer. Actual terms will depend on verified credit and financial information.