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  • LOAN PROGRAMS
    • Self-Employed No Tax Docs
    • No Income/Employment Docs
    • 3.5% Down Payment Grant
    • Medical Professional Loan
    • DSCR For Rental Property
    • "HELOC" Home Equity Line
    • All Loan Programs
  • Zero fees
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  • More
    • Home
    • LOAN PROGRAMS
      • Self-Employed No Tax Docs
      • No Income/Employment Docs
      • 3.5% Down Payment Grant
      • Medical Professional Loan
      • DSCR For Rental Property
      • "HELOC" Home Equity Line
      • All Loan Programs
    • Zero fees
    • Contact
    • Careers
    • Apply Now
  • Home
  • LOAN PROGRAMS
    • Self-Employed No Tax Docs
    • No Income/Employment Docs
    • 3.5% Down Payment Grant
    • Medical Professional Loan
    • DSCR For Rental Property
    • "HELOC" Home Equity Line
    • All Loan Programs
  • Zero fees
  • Contact
  • Careers
  • Apply Now

Featured Loan Product

Get Started >

3.5% GRANT | Down Payment Assistance

Completely forgivable grant equal to 3.5% of purchase price.


Eligible Borrowers


- 620 minimum FICO score

- Be a first-time homebuyer

OR

- Be a current, retired, or volunteer employee in one of the following professions:

  • First responder (police officer, firefighter, paramedic, EMT, or similar)
  • Medical (doctor, nurse, x-ray tech, red cross, or similar)
  • Civil Servant (city, state, county or federal employee)
  • Educator (teacher, tutor, Sunday school teacher, day care provider)
  • Military personnel

OR

- Income from all borrowers is =<140% of state/county median income where the property is located

OR

- The property is located in an underserved census tract


Eligible Properties


1-2 unit primary residence properties:

  • Single family homes
  • PUDs
  • Manufactured homes
  • FHA approved condos


Required Education


Borrower must complete HUD certified counseling class 

How To Apply

Apply now simply by clicking below, or call us at (877) 665-5515

Click Here to Apply
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Prospect Lending, Inc.

11140 Los Alamitos Blvd #201, Los Alamitos, CA 90720

310-375-3333

Copyright © 2024 Prospect Lending, Inc. - NMLS 2616050.  All Rights Reserved | Equal Housing Lender

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