Prospect Lending
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  • LOAN PROGRAMS
    • Self-Employed No Tax Docs
    • No Income/Employment Docs
    • 3.5% Down Payment Grant
    • Medical Professional Loan
    • DSCR For Rental Property
    • "HELOC" Home Equity Line
    • All Loan Programs
  • Zero fees
  • Contact
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  • More
    • Home
    • LOAN PROGRAMS
      • Self-Employed No Tax Docs
      • No Income/Employment Docs
      • 3.5% Down Payment Grant
      • Medical Professional Loan
      • DSCR For Rental Property
      • "HELOC" Home Equity Line
      • All Loan Programs
    • Zero fees
    • Contact
    • Careers
    • Apply Now
  • Home
  • LOAN PROGRAMS
    • Self-Employed No Tax Docs
    • No Income/Employment Docs
    • 3.5% Down Payment Grant
    • Medical Professional Loan
    • DSCR For Rental Property
    • "HELOC" Home Equity Line
    • All Loan Programs
  • Zero fees
  • Contact
  • Careers
  • Apply Now

Featured Loan Product

Get Started >

3.5% GRANT | Down Payment Assistance

Completely forgivable grant equal to 3.5% of purchase price.


Eligible Borrowers


- 620 minimum FICO score

- Be a first-time homebuyer

OR

- Be a current, retired, or volunteer employee in one of the following professions:

  • First responder (police officer, firefighter, paramedic, EMT, or similar)
  • Medical (doctor, nurse, x-ray tech, red cross, or similar)
  • Civil Servant (city, state, county or federal employee)
  • Educator (teacher, tutor, Sunday school teacher, day care provider)
  • Military personnel

OR

- Income from all borrowers is =<140% of state/county median income where the property is located

OR

- The property is located in an underserved census tract


Eligible Properties


1-2 unit primary residence properties:

  • Single family homes
  • PUDs
  • Manufactured homes
  • FHA approved condos


Required Education


Borrower must complete HUD certified counseling class 

How To Apply

Apply now simply by clicking below, or call us at (877) 665-5515

Click Here to Apply
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Prospect Lending, Inc.

11140 Los Alamitos Blvd #201, Los Alamitos, CA 90720

877-665-5515

Copyright © 2024 Prospect Lending, Inc. All Rights Reserved.


Prospect Lending | NMLS ID: 2616050 | Licensed by the California Department of Real Estate (DRE), DRE Lic number 02243237.
Equal Housing Lender. We do not discriminate on the basis of race, color, religion, national origin, sex, marital status, age, or public assistance income.
Rates and terms are subject to change without notice. This website is for informational purposes only and does not constitute a loan offer or financial advice.
Loan approval is subject to underwriting guidelines and credit qualification.
Use of this site or its tools does not guarantee loan eligibility.
Personal data is handled in accordance with our Privacy Policy.
Verify our license at nmlsconsumeraccess.org. 

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