Prospect Lending
Prospect Lending
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  • LOAN PROGRAMS
    • Self-Employed No Tax Docs
    • No Income/Employment Docs
    • 3.5% Down Payment Grant
    • Medical Professional Loan
    • DSCR For Rental Property
    • "HELOC" Home Equity Line
    • All Loan Programs
  • Zero fees
  • Contact
  • Careers
  • Apply Now
  • More
    • Home
    • LOAN PROGRAMS
      • Self-Employed No Tax Docs
      • No Income/Employment Docs
      • 3.5% Down Payment Grant
      • Medical Professional Loan
      • DSCR For Rental Property
      • "HELOC" Home Equity Line
      • All Loan Programs
    • Zero fees
    • Contact
    • Careers
    • Apply Now
  • Home
  • LOAN PROGRAMS
    • Self-Employed No Tax Docs
    • No Income/Employment Docs
    • 3.5% Down Payment Grant
    • Medical Professional Loan
    • DSCR For Rental Property
    • "HELOC" Home Equity Line
    • All Loan Programs
  • Zero fees
  • Contact
  • Careers
  • Apply Now

Featured Loan Product

Get Started >

Home Equity Line Of Credit (HELOC)

A Home Equity Line of Credit (HELOC) can be used to consolidate debt, or for large purchases such as home improvements, college education, and much more. 


Highlights


  • No minimum credit score or income requirements for LTV (Loan-To-Value) under 50%
  • Full or alternative income documentation for LTV over 50% 
  • No prepayment penalty
  • Interest only payments available during the initial draw period (typically 10 years)
  • Primary residence, second home, and investment properties qualify
  • Loan amounts up to $2 million


Ideal For


Homeowners or investors who want to tap into available equity without refinancing their low interest 1st lien. 

How To Apply

Apply now simply by clicking below, or call us at (877) 665-5515

Click Here to Apply
  • Zero fees
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  • Careers
  • Apply Now
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Prospect Lending, Inc.

11140 Los Alamitos Blvd #201, Los Alamitos, CA 90720

877-665-5515

Copyright © 2024 Prospect Lending, Inc. All Rights Reserved.


Prospect Lending | NMLS ID: 2616050 | Licensed by the California Department of Real Estate (DRE), DRE Lic number 02243237.
Equal Housing Lender. We do not discriminate on the basis of race, color, religion, national origin, sex, marital status, age, or public assistance income.
Rates and terms are subject to change without notice. This website is for informational purposes only and does not constitute a loan offer or financial advice.
Loan approval is subject to underwriting guidelines and credit qualification.
Use of this site or its tools does not guarantee loan eligibility.
Personal data is handled in accordance with our Privacy Policy.
Verify our license at nmlsconsumeraccess.org. 

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