Featured Loan Product

A Debt Service Coverage Ratio, or DSCR, Cash Flow loan is an investment property mortgage that borrowers qualify for based on the cash-flow of the rental property. DSCR Loans make it easy for real estate investors to qualify for an investment property mortgage.

Income Requirements

There are no income requirements for a DSCR mortgage. Instead, lenders use the estimated market rent for an investment property to determine if your expected rental income will cover your monthly loan payments. This is different from a traditional loan option that qualifies you based on employment and debt qualifications. These loans are also referred to as business purpose or private lender loans. 

Eligibility

• Down payments as low as 20%
• 640 minimum FICO score
• $100k minimum loan amount
• Residential properties only
• 1-8 unit properties