A Debt Service Coverage Ratio, or DSCR, Cash Flow loan is an investment property mortgage that borrowers qualify for based on the cash-flow of the rental property. DSCR Loans make it easy for real estate investors to qualify for an investment property mortgage.
Income Requirements
There are no income requirements for a DSCR mortgage. Instead, lenders use the estimated market rent for an investment property to determine if your expected rental income will cover your monthly loan payments. This is different from a traditional loan option that qualifies you based on employment and debt qualifications. These loans are also referred to as business purpose or private lender loans.
Eligibility
Prospect Lending, Inc.
11140 Los Alamitos Blvd #201, Los Alamitos, CA 90720
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Prospect Lending | NMLS ID: 2616050 | Licensed by the California Department of Real Estate (DRE), DRE Lic number 02243237.
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