Featured Loan Product

A return to common-sense underwriting. This program was designed to fill the void and address the issues limiting prime, credit worthy borrowers’ access to credit through common sense underwriting. This exclusive mortgage product is unique in the marketplace. 

Highlights

• Income documentation not required
• Employment not required
• Credit underwritten based on LTV, FICO, and liquidity
• Primary residence and second home properties
• Loan amounts up to $3 million
• 20% minimum down payment
• 640 minimum FICO score

Ideal For

• Self-employed/small business owner
• Volatile or irregular income
• Retired individual
• Seasonal & gig workers
• Real estate investors
• Owners & employees of cash businesses
• Newly self-employed
• Transitioning from recent health, family,
  or other life events
• Looking to tap trapped home equity
• Recent immigration
• Disqualified income